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September 25, 2018). Suggested Citation: Board of Governors of the Federal Reserve System (US M2 Money Stock M2, retrieved from fred, Federal Reserve Bank. M2 includes a broader set of financial assets held principally by households. Seasonally adjusted M2 is computed by summing savings deposits, small-denomination time deposits, and retail mmmfs, each seasonally adjusted separately, and adding this result to seasonally adjusted. M2 consists of M1 plus: (1) savings deposits (which include money market deposit accounts, or mmdas (2) small-denomination time deposits (time deposits in amounts of less than 100,000 and (3) balances in retail money market mutual funds (mmmfs).

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